#hctBlog,#hctBlog *{box-sizing:border-box}#hctBlog{--hct-navy:#122A4F;--hct-navy-mid:#1A3A6B;--hct-blue:#2E5FA3;--hct-gold:#C4A46A;--hct-gold-deep:#A67C42;--hct-ice:#E8EDF5;--hct-bg:#F7F9FC;--hct-text:#0A0A0A;--hct-border:#E2E8F0;--hct-white:#fff;--hct-warm:#F8F6F2;--hct-section-y:15px;font-family:'Poppins',system-ui,-apple-system,sans-serif;color:var(--hct-text);background:var(--hct-bg);-webkit-font-smoothing:antialiased;overflow-x:clip;width:100%}#hctBlog a{color:var(--hct-blue);font-weight:600;text-decoration:none}#hctBlog a:hover{color:var(--hct-navy)}#hctBlog .hct-bl-wrap{max-width:1180px;margin:0 auto;width:100%}#hctBlog p{margin:0;font-size:16px;line-height:1.7;color:var(--hct-text);max-width:none;width:100%}#hctBlog .hct-bl-hero{position:relative;height:250px;min-height:250px;max-height:250px;display:flex;align-items:center;justify-content:center;color:var(--hct-warm);overflow:hidden;width:100%;margin:0}#hctBlog .hct-bl-hero__media{position:absolute;inset:0;overflow:hidden;z-index:0}#hctBlog .hct-bl-hero__media img{width:100%;height:100%;max-width:none;object-fit:cover;object-position:center 30%;display:block;transform:scale(1.02);animation:hctBlKen 18s ease-out both}#hctBlog .hct-bl-hero__veil{position:absolute;inset:0;pointer-events:none;z-index:1;background:linear-gradient(105deg,rgba(14,31,58,.82) 0%,rgba(18,42,79,.62) 50%,rgba(18,42,79,.72) 100%),linear-gradient(0deg,rgba(14,31,58,.5) 0%,transparent 68%)}#hctBlog .hct-bl-hero__inner{position:relative;z-index:2;width:100%;max-width:1180px;margin:0 auto;padding:16px 20px;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center}#hctBlog .hct-bl-hero h1{margin:0 0 14px;max-width:none;width:100%;font-size:clamp(28px,4vw,40px);font-weight:600;letter-spacing:-.02em;line-height:1.15;color:#fff;animation:hctBlRise .7s ease both}#hctBlog .hct-bl-btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:12px 22px;border-radius:999px;font-size:13px;font-weight:700;letter-spacing:.04em;text-decoration:none;transition:transform .2s,background .2s}#hctBlog .hct-bl-btn:hover{transform:translateY(-1px)}#hctBlog .hct-bl-btn--light{background:var(--hct-warm);color:var(--hct-navy)}#hctBlog .hct-bl-btn--light:hover{background:#fff;color:var(--hct-navy)}#hctBlog .hct-bl-hero__actions{animation:hctBlRise .7s .08s ease both}#hctBlog .hct-bl-intro,#hctBlog .hct-bl-topics,#hctBlog .hct-bl-section{padding:var(--hct-section-y) clamp(18px,4vw,32px)}#hctBlog .hct-bl-intro{background:var(--hct-white)}#hctBlog .hct-bl-intro p + p{margin-top:14px}#hctBlog .hct-bl-crumb{display:flex;flex-wrap:wrap;gap:8px;align-items:center;margin:0 0 12px;font-size:13px;line-height:1.4;color:var(--hct-text)}#hctBlog .hct-bl-crumb span[aria-hidden]{color:var(--hct-gold-deep)}#hctBlog .hct-bl-topics{background:var(--hct-bg);border-top:1px solid var(--hct-border)}#hctBlog .hct-bl-topics__list{display:flex;flex-wrap:wrap;gap:8px;margin:0;padding:0;list-style:none}#hctBlog .hct-bl-topics__list a{display:inline-flex;align-items:center;min-height:48px;padding:0 16px;border:1px solid var(--hct-border);border-radius:999px;background:var(--hct-white);color:var(--hct-navy);font-size:14px;font-weight:600;text-decoration:none}#hctBlog .hct-bl-topics__list a:hover{border-color:var(--hct-gold);color:var(--hct-navy)}#hctBlog .hct-bl-section{background:var(--hct-bg);border-top:1px solid var(--hct-border);scroll-margin-top:92px}#hctBlog .hct-bl-section--alt{background:var(--hct-white)}#hctBlog .hct-bl-section h2{margin:0 0 10px;max-width:none;width:100%;font-size:clamp(26px,3.2vw,36px);font-weight:600;letter-spacing:-.025em;line-height:1.15;color:var(--hct-navy)}#hctBlog .hct-bl-lead{margin:0 0 16px}#hctBlog .hct-bl-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}#hctBlog .hct-bl-grid--two{grid-template-columns:repeat(2,minmax(0,1fr))}#hctBlog .hct-bl-card{display:flex;flex-direction:column;height:100%;background:var(--hct-white);border:1px solid var(--hct-border);border-radius:16px;overflow:hidden;color:inherit;text-decoration:none;font-weight:500;transition:border-color .2s,transform .2s}#hctBlog .hct-bl-section--alt .hct-bl-card{background:var(--hct-bg)}#hctBlog .hct-bl-card:hover{border-color:var(--hct-gold);color:inherit;transform:translateY(-2px)}#hctBlog .hct-bl-card:focus-visible{outline:2px solid var(--hct-blue);outline-offset:3px}#hctBlog .hct-bl-card__media{display:block;aspect-ratio:3/2;overflow:hidden;background:var(--hct-ice)}#hctBlog .hct-bl-card__media img{display:block;width:100%;height:100%;max-width:none;object-fit:cover;object-position:center}#hctBlog .hct-bl-card__body{display:flex;flex-direction:column;gap:8px;padding:16px 16px 18px;min-width:0}#hctBlog .hct-bl-card h3{margin:0;font-size:18px;font-weight:600;letter-spacing:-.02em;line-height:1.3;color:var(--hct-navy)}#hctBlog .hct-bl-card p{font-size:15px;line-height:1.6}#hctBlog .hct-bl-cta{padding:var(--hct-section-y) clamp(18px,4vw,32px);background:radial-gradient(700px 280px at 85% 50%,rgba(196,164,106,.16),transparent 55%),linear-gradient(105deg,#0E1F3A 0%,#163357 48%,#1A3F68 100%)}#hctBlog .hct-bl-cta__inner{max-width:1180px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:clamp(20px,4vw,48px);padding:28px clamp(20px,3vw,36px);border:1px solid rgba(255,255,255,.14)}#hctBlog .hct-bl-cta h2{margin:0 0 8px;max-width:none;width:100%;font-size:clamp(24px,3vw,32px);font-weight:600;letter-spacing:-.025em;line-height:1.15;color:#fff}#hctBlog .hct-bl-cta p{color:var(--hct-warm);font-size:16px;line-height:1.65}@keyframes hctBlRise{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:none}}@keyframes hctBlKen{from{transform:scale(1.06)}to{transform:scale(1.02)}}@media (prefers-reduced-motion:reduce){#hctBlog .hct-bl-hero__media img,#hctBlog .hct-bl-hero h1,#hctBlog .hct-bl-hero__actions{animation:none}#hctBlog .hct-bl-hero__media img{transform:none}#hctBlog .hct-bl-card{transition:border-color .2s}#hctBlog .hct-bl-card:hover{transform:none}#hctBlog .hct-bl-btn{transition:background .2s}#hctBlog .hct-bl-btn:hover{transform:none}}@media (max-width:900px){#hctBlog .hct-bl-grid,#hctBlog .hct-bl-grid--two{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:640px){#hctBlog .hct-bl-hero{height:250px;min-height:250px;max-height:250px}#hctBlog .hct-bl-grid{grid-template-columns:1fr}#hctBlog .hct-bl-cta__inner{flex-direction:column;align-items:flex-start}#hctBlog .hct-bl-cta .hct-bl-btn{width:100%}}